common sense us uncommon

* Hard work: All hard work bring a profit, but mere talk leads only to poverty.

* Laziness: A sleeping lobster is carried away by the water current.

* Earnings: Never depend on a single source of income. [At least make your investments get you second earning.]

* Spending: If you buy things you don’t need, you’ll soon sell things you need.

* Savings: Don’t save what is left after spending; spend what is left after saving.

* Borrowings: The borrower becomes the lender’s slave.

* Accounting: It’s no use carrying an umbrella, if your shoes are leaking.

* Auditing: Beware of little expenses; a small leak can sink a large ship.

* Risk-taking: Never test the depth of the river with both feet. [Have an alternate plan ready.]

* Investment: Don’t put all your eggs in one basket.